FIND THE BEST ONLINE DENTAL INSURANCE
Low Cost Dental Insurance - Affordable Dental Plans

Aging does not mean you have to lose your teeth. Many people still think that tooth loss is a natural part of aging. Proper oral hygiene/dental habits and seeing a dentist as advised can maintain your teeth for a lifetime. However, when a person does not have good oral hygiene/dental habits and does not see a dentist regularly, that person can develop periodontal/gum disease, leading to tooth loss. Periodontal disease is the primary cause of tooth loss in adults 35 and over.

The number of dental cavities in the average mouth is going down. People now have healthier mouths than ten years ago, with fewer cavities and keeping their teeth longer. The decline in dental decay was more significant in kids, but the downward trend is in every age group. Over the past ten years, the proportion of seniors age 60 who’d lost all their teeth had decreased from 33% to 25%. The use of dental sealant was up 64%. 30% of kids had at least one sealed tooth. However, for Smokers: Smokers remain three times more likely than non-smokers to lose all their teeth. This figure has not changed from a decade ago.

You will want to inform your dentist if you are pregnant. You may need dental care treatment during your pregnancy, and x-rays may be needed as part of your treatment plan.

According to the American College of Obstetricians and Gynecologists, dental care, including dental x-rays, are safe during pregnancy. The leaded apron and thyroid collar will protect you and your fetus from radiation exposure.

The risk from a single dental x-ray image is minimal. However, some studies show a slight increase in cancer risk, even at low levels of radiation exposure, particularly in children. Therefore, it is essential to keep radiation exposure as low as possible.

British scientists warned in 2010 that dental X-rays given to millions of Britons yearly might increase the risk of thyroid cancer. Researchers found that patients who had been X-rayed by their dentist at least ten times were more likely to develop the disease. They warn that X-rays should not be given at check-ups or when registering new patients and that dental X-rays should only be prescribed when the patient has a specific clinical need. With rates of thyroid cancer more than doubling in 30 years, the scientists said that the potential dangers of dental X-rays were often overlooked.

Apples Can Cause More Damage To Teeth Than Carbonated Drinks.

According to a new study, the high acidity levels in apples can damage your teeth if eaten slowly. The drinks most often associated with dietary erosion, such as cola, showed no increased risk. The study results emphasize that dietary advice should target strong acids rather than some commonly consumed soft drinks. People who ate apples were 3.7 times more likely to have dentine damage, while carbonated drink consumers had no additional risk.

For some people, their teeth can become sensitive for days to weeks after having a filling. Sensitively can happen for many reasons, but the common reason is when you have a filling part of the tooth, and all the dental decay must be removed. In some cases, this procedure can cause sensitivity in the tooth. As a general rule, the deeper the cavity and closer to the tooth nerve, the more likely there will be discomfort after the dental procedure. If the pain lasts for over a week, it is advised to return to the dentist to re-evaluate the tooth.

Dental infections and dental abscesses need to be addressed right away. Poison from a dental infection can cause death if left untreated. How dangerous a dental abscess is will depend on how soon a person seeks treatment. The situation is dire if a person waits until the gum is so swollen that they have difficulty breathing or opening their mouth. If the abscess is causing you dental pain, you must see a dentist ASAP. Delaying dental care when dealing with a dental infection is never a good idea.

Question: For over a week, I have had this lighter color blister-looking thing on my mouth and gums. When I first saw it, I thought it was either a cold or a canker sore. But if that is what it is, would it not be gone by now? It does hurt me once in a while when I am eating or drinking anything too hot.

Should I see a dentist? I do not have dental insurance, so going to a dentist to check it out will be costly. I do not want to do that if it is only a cold sore that will go away given the time. What should I do?

Reply: I recommend buying dental insurance for your dental healthcare. It is essential to see a dentist at least twice yearly; insurance will make that fordable. With that said, you may want to see a dentist or a doctor about your mouth sore if you are worried about it. Cold sores can take a week or two before they go away.

Question: HMO Dental Insurance VS Dental Discount plans. I live in Los Angeles, CA, and I have been looking for an excellent low-cost dental plan that I can use for my dental services. I do not need major dental work but may need a filling.

The lower-cost plans are either a dental HMO insurance plan or a Dental Discount plan. On either plan, you have to stay within the plan network of the provider, and it seems that services are listed on a schedule. What is the difference between the two types of dental plans that I am not seeing? Which is better to get?

Reply: A dental discount plan is not insurance; you receive discounted prices for all dental services rendered by a plan provider. In contrast, dental HMO plans are insurance. They generally offer better service costs and are the more budget-friendly option. One is not better than the other. It is just what works better for you after reviewing each option.

Question: I have been shopping for dental insurance online for the past few days, and I see many dental discount plans which I do not want for my family, and I also see very high-cost dental PPO plans that, although the coverages seem fair. I can not afford the cost of a PPO plan.

I am trying to find something in between the two, something more affordable but not a dental discount plan. Do you have anything that can fit my needs? Can you explain the cost of a personal family dental plan?

Reply: I suggest reviewing any HMO insurance plan options in your area. HMOs are the more affordable options concerning dental insurance.

A deductible is the dollar amount that each member must pay toward covered services before the insurance company benefits are paid. This is often referred to as the member’s out-of-pocket costs. Typical deductible can range between $25-$100 per person

Question: I am living on a fixed income. I do not have much to spend on a dental plan but I would like to get one so I can start seeing a dentist for my regular dental needs. I can afford to spend no more then $20.00 a month but can not seem to find dental insurance under $40.00 double the amount I can afford to spend. Are there any good low cost dental plans?

Reply: We offer HMO dental insurance plans that are at your budgeted price range. HMO’s have enrollment cut off dates. Which mean you have to buy the plan by X date for it to start the first of the next month. So although they do not start right after buying it in most cases, they do start the following month after buying one.

Dental injuries can happen. These dental injuries can sometimes happen when playing sports or when you are involved in an accident. Here are some helpful dos and don’t when you or someone you knows knocks out a tooth.

Don’t Touch the tooth root as it can become easily damaged.
Don’t put the tooth in water as it can cause the root cells to burst and make it much harder for a dentist to save the tooth.
Don’t wipe the tooth off if it is dirty, wiping the tooth may cause more damage.

Dos:   If the tooth is dirty you can wash it off with milk. If possible try gently putting the tooth back into it socket. That is the best way to preserve the tooth.

If you can not put tooth back in it’s socket then put the tooth is a glass of milk.  Milk will help provide nutrients to the cells to help keep them alive.

Dos:  Go see a dentist right away.  Time is very important matter in trying to save a knocked out tooth. Delays will only make it hard to save the tooth in question.

Dos:  Make sure you follow the dentist aftercare instructions.  As the aftercare of saving the tooth is just as important in successful healing.

It may seem surprising that many people do not have dental insurance.  Dental insurance benefits are not always offer though work so people do without until a major dental need arises.

The problem with waiting until you need dental insurance is that by then it can be to let to get the type of dental insurance  you want.  People find out too late in order to stay with their dentist they may need to get a dental PPO plan.

However most dental PPO plans have long term waiting periods, so when not bought early on you may not get the coverages you are looking for.   One thing I suggest is if you have a dentist that you do not wish to change find out what types of dental plans you would need  in order to stay with their dental office.

If you are with a dental office that only accepts PPO dental plans then you may want to think about getting a dental PPO plan now so you have a plan in place for your future dental needs whether it for preventive dental care or major dental care.

A co-payment is the member’s share of payment for a given service. The co-payment is usually expressed as a percentage of a dentist’s contracted fee, but can be expressed as a member’s preset share of payment for a given service.

For anyone that would like a brighter smile but do not understand the limitations or risk of teeth whitening treatments, ask your dentist for teeth whitening brochures.  Most dental offices will have teeth whitening brochures that will go over the different options and risk each may have.

These brochures will explain the difference between home whitening kits and whitening treatment done at a dental office.  They  will discusses possible side effects and cases when bleaching is not advisable, as well as show before and after photos of teeth whiting services.

California Dental Insurance Online. According to the National Association of Dental Plans, approximately half of the U.S. population does not have an affordable dental plan. The cost for affordable dental insurance can vary. Therefore, it is important to understand all your options in obtaining the most affordable dental plan coverage.

The company where you work may provide the most affordable dental insurance plan options. Dental insurance plans for individual and families are usually an HMO (Health Maintenance Organization) or a PPO (Preferred Provided Organization) and operate much like traditional health insurance organizations.

Affordable dental insurance plans from an HMO have a limited pool of dentist to select, but it is a more affordable insurance plan. If you are self employed and looking for a more affordable dental plan, a discount dental plan may be an alternative.

Coinsurance is the percentage of the costs of services paid by the patient. such as, a benefit that is paid at 80% by the plan creates a 20% coinsurance obligation for a member.

Qustion: Instant dental insurance needed for a toothache. I need a dental insurance plan that will start the right away without any waiting periods for any dental services. I am not sure what I will need to have done but I have a killer toothache for the past two days and can not continue this way for much longer.

Reply: You will want to review either Dental HMO insurance plans as they typically do not have waiting periods. However, the do have enrollment cut off periods. Generally something like having to buy the plan on or before the 20th for the plan to be effective the fist of the next month. The enrollment cut off can vary so make sure to read this with each plan so you know when you can start to use the insurance.

You may also want to review any dental discount plans. These types of plans are not insurance but a savings/discount plans that help to reduce your cost for dental care. They generally start the next business day from day you buy it so this may be the fast way to get something and start saving money on your needed dental care services.