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Low Cost Dental Insurance - Affordable Dental Plans

Reduce the Cost of Having a Professional Teeth Whitening Treatment.

Many dental insurance companies do not provide benefits for teeth whitening treatments because it is a type of dental service reviewed as cosmetic dental care. Yet you still have another dental plan option to reduce the cost of teeth whitening and other cosmetic dental care services. That would be a dental discount plan. Generally, Dental plans will save you around twenty percent off the cost of these types of dental services. In addition, discount plans for individuals only cost around $7.00 – $10.00 a month.

We are a family of five and live on a very tight budget. However, our three kids all need to go to the dentist since it has been about a year now. The last time we went to the dentist, we spent over $800.00 to get basic dental care. I do not want to pay that kind of money again and need help finding low-cost dental care. Please advise thanks.

Reply: You should consider buying a dental HMO insurance plan for you and your family as a family plan for an HMO will run around $20.00 – $40.00 a month, and most offer preventive care for free.

Question: Looking online for dental insurance has become a pain. There are too many out there, and it gets to be overwhelming. I want to avoid looking for weeks to get a dental insurance plan.

What would be the best dental insurance plan? I need primary dental care but do not have dental insurance through my employer.

Reply: The best dental plan would be based on individual dental care needs and requirements. It is a good idea to review a few plans. However, it may be helpful to have a starting point. By asking yourself a few questions, you may narrow down the type of dental insurance plan that best fits your current needs. Below are some examples

• Do you want to stay with or choose your dental providers? PPOs and Indemnity insurance plans will let you go to your dentist regardless of whether or not they are a provider of the insurance plan. In contrast, you must choose a plan provider with an HMO, as there are no outside network benefits. 

• Are you on a low or fixed income making the cost of the insurance plan a factor? You will note that HMOs are the more budget-friendly options for dental insurance. HMO plans will typically run around $8.00 to $40.00 a month, depending on how many people will be on the plan. 

• Do you need major dental care? If so, you will need either a PPO plan that does not have waiting periods or an HMO plan, as HMO plans typically don’t have waiting periods. 

You can see where knowing your dental care needs and wants will help narrow down your insurance plan options. You can call our office M-F 8 am – 4 pm, and we will be happy to help you with our available plan options. 

The reasons why a person can have yellow teeth will vary. There are people that teeth are naturally yellow. Not everyone has naturally white teeth; unless you use advanced whitening methods, you can not change your natural tooth color. Aging also affects your teeth. Yellowing of your teeth is a natural aspect of aging. Food and drinks can stain your teeth and, over time, can make your teeth look dark or yellowish. Smoking will discolor your teeth. Poor dental and oral hygiene can also cause your teeth to turn yellow or discolored. Whatever the reasons, a dentist can help to address the issue and make your teeth look naturally white again.

Did you know (according to the CDC) that one in four adults aged 20 to 64 currently has cavities? Avoid cavities by having good Cat home dental care habits and visiting your dentist as advised.

According to the CDC, Children from low-income families are twice as likely to have cavities as children from higher-income families. Children aged five to 19 years from low-income families are twice as likely (25%) to have dental cavities as children from higher-income households (11%).

The Prevention of bad breath is easier than you may think. Except for chronic bad breath, here are some helpful tips to stop bad breath before it starts. 

• Have good dental and oral health care habits, such as brushing and flossing your teeth twice daily. 
• If you eat foods that cause bad breath, have mouthwash handy, or chew on some parsley after the meal. 
• When brushing your teeth, brush your tongue or use a tongue scraper. Your tongue holds bacteria that can cause bad breath. 
• Ensure you see your dentist once every six months or as directed by your dentist to maintain good teeth and gum health. 
• The main reason for bad breath is poor dental health. Dental decay and gum disease can cause you to have bad breath. 
• Avoid doing things that cause bad breath, such as smoking. Smoking can also cause many other health issues, so do your best to quit if you are a smoker. 
• Eating food known to cause bad breath, such as garlic, onions, cabbage, certain spices, coffee, and even dairy products, can cause bad breath for some people. 
• Avoid eating food that causes bad breath when you want to ensure your breath is fresh.

Parents Have Limited Awareness of Recommended Pediatric Dental Care.

According to a released MetLife Study, many parents must follow recommended guidelines for brushing, flossing, and other dental health care habits for optimal pediatric oral health. Nearly a quarter of the parents surveyed, 23%, have been told by a dentist or hygienist that their child was at risk for tooth decay, and 47% of the parents studied have not spoken to their pediatrician about their child’s teeth and may not be making the connection between their child’s oral health and their overall health care.

Preventative care is essential, even on baby teeth. Preventive dental care can often go undone due to the rising cost of dental care and no dental insurance. Parents who do not feel they can afford dental insurance and do not receive dental benefits through work can often put off preventive dental care. Not because they want to, but simply put, they can not afford it. However, even on baby teeth, preventative care is essential because even a little cavity can still become significant pain later on.

Daily brushing and flossing our teeth and seeing a dentist are the best advice for good oral and dental health care. However, having proper preventive dental care habits helps not only our oral health but our overall health care. More and more research has linked periodontal disease to some medical conditions such as heart disease, stroke, diabetes, and premature or low birth weight infants. By taking care of our oral health, we also practice preventive care for our overall health.

Is Fluoridated water being wasted? There are much better ways to deliver fluoride than adding it to city drinking water. The vast majority of fluoride added to water supplies is wasted. A human being consumes less than 99% of tap water. Instead, it is used to wash cars, wash the lawn, wash dishes, flush toilets, Your pet drinking water, and so on.

Did you know that by age eight, over half of the children (52%) have had a cavity in their primary (baby) teeth?

Did you know that oral disease can cause pain and infections that may lead to problems with eating, speaking, and learning? Oral disease can also affect social interaction and employment potential. Seeing a dentist twice a year and having good at-home dental care will help you to avoid oral disease and the issues that come with it.

Fluoridated water has minimal benefits. 

When water fluoridation began in the 1940s and 50s, dentists believed you must ingest fluoride to be most effective. This belief, however, has now been discredited by extensive research. According to the Centers for Disease Control, fluoride’s predominant effect is posteruptive and topical. This means any benefits from using fluoride come from directly applying fluoride to the outside of teeth, not from ingestion. Therefore, it is unnecessary to expose all other tissues to fluoride by swallowing it.

Having good oral health is essential to your general health and well-being. Good oral health enables you to speak, smile, smell, and eat and is also necessary for communication, human relationships, and financial prosperity. Poor dental health has serious consequences, including painful, disabling, and costly health conditions.

According to the CDC, people with chronic diseases such as arthritis, diabetes, heart disease, and chronic obstructive pulmonary disease (COPD) may be more likely to develop gum (periodontal) disease.

Still, they are less likely to get dental care than adults without these chronic conditions. Also, most older Americans take both prescription and over-the-counter drugs; many of these medications can cause dry mouth. Reduced saliva flow increases the risk of cavities.

If your gums bleed while brushing or flossing, you should take note and talk to your dentist about your gum health. Bleeding gums are one of the warning signs of gum disease. Other signs of gum disease include 

• Red, Swollen, or Tender Gums 
• Sores in your mouth that have pulled away from the teeth. 
• Persistent bad breath 
• Loose or separated teeth 

Periodontal/Gum Disease is second only to cavities in dental care services needed.

Are you genetically susceptible to gum disease? Current research proves that up to 30% of the population may be genetically susceptible to periodontal /gum disease. Despite having good oral care habits, these people may still be six times more likely to develop periodontal disease. Identifying these people with a genetic test before they even show signs of gum disease will help them keep their teeth for a lifetime.

Missing teeth or wearing dentures can affect nutrition because people without teeth or with dentures often prefer soft, easily chewed foods instead of fresh fruits and vegetables.

According to the CDC, about two in three (68%) adults aged 65 years or older have gum disease—tooth loss. Nearly one in five adults aged 65 or older has lost all their teeth. Complete tooth loss is twice as prevalent among adults aged 75 and older (26%) compared with adults aged 65-74 (13%).