Online Dental Insurance – Dental Insurance Benefits for Kids Braces.
Question: My eight-year-old may need to have braces in the future. My current dental plan will only pay $200.00 annually for four years. That is better than nothing but not much better. Can I get another dental plan for her so that if we get my daughter’s braces, I can have better benefits, or can I combine both plans to get better savings off the cost of my child’s braces?
Answer: When discussing combining two plans to share the cost of your child’s braces, you may need help from companies to make sure you can combine the plans. Even if you can combine them, it may not be cost-effective. Ensure you know the cost of both plans and how both plans’ benefits will cover you.
You may be better off finding one dental insurance plan that provides better coverage for your child’s braces. I suggest looking at dental HMO offers since. Generally, they are lower-cost plans that do not have waiting periods. Also, many PPO plans are very restrictive about orthodontic services.
