Online Dental, Dual Coverage How dual Coverage Works
An example of dual coverages: If both of your dental insurance plans provide you with two basic cleaning’s a year, each with 80 percent coverage, then:
Many people tend to think in this case they can have four cleaning’s in an year. However it is important to understand, you would not be entitled to four cleaning’s a year. The primary plan pays its benefit as if there is no other insurance (or secondary plan in place)
The secondary plan acts as a supplement to your primary plan, with its payments limited to the lesser of its normal benefit or the patient’s out-of-pocket costs under the primary plan.
