Online Dental Insurance, Understanding Deductibles
Most dental PPO and Indemnity plans have a specific dollar deductible. It works like your auto insurance. During a benefit period, you personally will have to satisfy a portion of your dental bill before your benefit plan will contribute to your cost of dental treatment. Depending on the plan deductibles can very average range is between $20 – $50.00 per person.
Some dental insurance plans may have a max limit on the deductible if it is a family plan. An example of that is: A $50.00 per person up to $150.00 per year. Therefore if you have more then three people in a family plan the extra members would not have a deductible if three family member has already paid for the year. Make sure to read your plans terms and conditions.
