Online Dental Insurance, What is a Co-payment
When buying dental insurance it is important to understand the plans terms and conditions. One important term to understand is Co-pay. Co-payment is a cost-sharing arrangement in which a Member pays a specified charge for a specified service, such as $5.00 for an office visit. This usually applies to Dental HMO Insurance plans. The co-payment would be paid at the time of service. Example: Member goes to the dentist for exam, cleaning, x-rays. if under the plan the co-pays for an exam $0.00 Cleaning $20.00 X-Rays 0.00 the member would be charged $20.00 at the time of services based on the co-pays of the plan
